Business owners have a lot to lose and an ever growing number of ways to lose it and unfortunately, a huge loss can occur at any time. For example, an individual could claim that a business’s product caused them harm and if the business is deemed to be at fault, does the business have sufficient insurance from their current commercial policy to cover another person’s injuries? Or a better question, can the business owner afford to lose it all as a direct result?
Unfortunately, due to the increasing amount of litigation businesses deal with you can officially say businesses operate in a litigious environment. It is for this reason that we believe that it is of the utmost importance to add an extra layer coverage to protect your business from a catastrophic loss. Commercial Umbrella Policies essentially pick up where the business’s general liability and auto liability policies left off.
Click here if you are in need of a Commercial Umbrella Policy in Southern Illinois, or call us today at 618.942.2134.