With the unpredictability of the weather in Southern Illinois, storms and high rain volume can wreak havoc on your home or commercial property. Conjointly, property insurance does not come standard with flood damage coverage, which is why it’s crucial to have flood insurance to protect your investments. That’s where we at Sheffer Insurance can help. We can assist with your comprehensive flood insurance policy to ensure your home or business is covered.
Flood Insurance is issued through the National Flood Insurance Program (NFIP) from the federal government and is required for individuals with federally issued home or business mortgages that are located in “high-risk” flood zones. This federal program sets a standardized premium that can be purchased through major insurance agencies across the nation. Rates differ depending on buildings construction and location. Sheffer Insurance can offer you comprehensive insurance packages that include flood insurance.
Most flood insurance policies offer coverage of damage inflicted to the structural portion of your home or business, and some will cover damage perpetrated to your personal property as well. With Sheffer Insurance, you are covered.
Fill out our contact form or call us today at 618.942.2134 for more information regarding our flood insurance offerings in Southern Illinois.